A key Fannie Mae policy change could unlock bitcoin-based mortgages and expand financial access for millions of Americans. For those of us who save in bitcoin, use it on a daily basis, and are hopeful…
Browsing Category Bitcoin Policy Institute
How Smart Bitcoin Policies Can Save Us From Memecoins And Crypto Scams
Memcoining is legal. Or at least they’re not securities. On February 27th, the Securities and Exchange Commission stated in its latest staff statement that memecoins are not necessarily securities. “Although the offer and sale of meme coins may…
Has the Era of Bull-Inspired Bitcoin Banking Already Begun?
Not more than three days after Securities and Exchange Commission Chair Gary Gensler resigned from his post, one of his signature policies was nuked from existence. Issued on January 23, 2025, Staff Accounting Bulletin 122…
Saving Privacy and Debanking with Yaël Ossowski
Yaël Ossowski is a consumer and technology advocate, policy analyst, and writer. He is deputy director at the Consumer Choice Center and a Fellow at the Bitcoin Policy Institute. In this webinar we discuss privacy,…
The De Minimis Exemption Path to Bitcoin as a True Medium of Exchange
Bitcoin’s potential to thrive as a medium of exchange has been unnecessarily hindered by its current tax treatment in the U.S. Introducing a de minimis exemption could help address this issue. With a new administration…
Downgrading the Bank Secrecy Act is a Powerful Reform for Bitcoin
Reforming the Bank Secrecy Act would empower Bitcoin innovation, protect user privacy, and foster a better balance between regulatory compliance and financial sovereignty. Though Bitcoin was born in the world of computers and code, it…
Self-custody is Nonnegotiable
In the corridors of power in board rooms, lecture halls, and legislative chambers, Bitcoin is no longer an enigma resigned to just technology or economics enthusiasts. After a decade of gradual adoption, Bitcoin is an…
Bitcoin Policy Summit: Examining the Current Landscape of State and Local Digital Asset Policy
A video of my panel session at the 2024 Bitcoin Policy Summit on the current landscape of state and local bitcoin policies:
In Attempt to Stop CBDCs, States Are Rejecting Ostensibly Pro-Bitcoin Legislation
The backlash against the UCC’s Article 12 has led to a firestorm among politicians who believe they are rejecting CBDCs. But these reforms represent a boon to Bitcoin, protecting self-custody and giving Bitcoin legal clarity…
The Silent March of Bitcoin Policies Across US States
In this article, BPI Visiting Fellow and Consumer Choice Center Deputy Director Yaël Ossowski illuminates the evolution of state level Bitcoin policy. As legislators focus on Bitcoin, they attempt to balance policy with various entrenched…