la liberté avant tout
For decades, Americans have been told their 401(k) is “their” retirement, but when it comes to managing those funds, most find they have little to no control. Tax-advantaged accounts like 401(k) plans, Roth IRAs, Health Savings Accounts, and 403(b) plans generously reward people for setting money aside toward their golden years, and that comes with…
I was interviewed by Protos about the ongoing Bitcoin node debate between Core and Knots. Though I’m not a lawyer, I know enough about Section 230 and existing judicial precedent that Bitcoin noderunners aren’t liable for what’s on the blockchain: Bitcoin Policy Institute Fellow and Consumer Choice Center Deputy Director, Yaël Ossowski According to Ossowski,…
The United States Congress passed the country’s first major standalone crypto bill. The landmark vote signals a sea change in the U.S. stance toward these digital currencies. The House approved the GENIUS Bill with a 308-122 vote with significant bipartisan support, adopting regulations for a type of cryptocurrency known as stablecoins that many believe will…
Consumer Choice Center Deputy Director and Bitcoin Policy Institute Fellow Yaël Ossowski presents the”Congressional Guide to Bitcoin” at the 2025 Bitcoin Policy Summit. This includes reforms for De Minimis Taxation Exemptions, reforms of the Bank Secrecy Act, and changes to the Fannie Mae Selling Guide to allow Bitcoin and its crypto-offspring to be used as…
Yaël Ossowski of the Consumer Choice Center and Bitcoin Policy Institute joined CNN to reflect on recent crypto-related crimes that threaten consumer privacy, the federal bank secrecy laws that make purchasing Bitcoin and crypto assets riskier and make our data vulnerable, and the prospects for consumers to benefit from positive reforms from the Trump Administration…
Like many people my age, I have serious doubts about the long-term viability of Social Security and whether or not I’ll ever get a check once I hang up the proverbial hard hat. I have a ways to go, but I do think about it often. Time flies. Government projections aside, the only reasonable path…
Journalist Janani Janarthanan interviewed me on broader Bitcoin adoption in Vienna, Austria, and the European Union. Some choice quotes: “At least millennials and maybe zoomers — those who straddle the timeline between Gen Z and Millennials— are aware of different digital assets and use the ecosystem in some way,” according to Yaël Ossowski, a fellow…
A key Fannie Mae policy change could unlock bitcoin-based mortgages and expand financial access for millions of Americans. For those of us who save in bitcoin, use it on a daily basis, and are hopeful about its future, we recognize more than most the regulatory barriers and societal taboos that limit how we are able…
Consumer Choice Center Deputy Director Yaël Ossowski discusses President Trump’s proposal for a Strategic Bitcoin (and Crypto) Reserve on the Steve Gruber Show, and why it matters. March 3, 2025
Not more than three days after Securities and Exchange Commission Chair Gary Gensler resigned from his post, one of his signature policies was nuked from existence. Issued on January 23, 2025, Staff Accounting Bulletin 122 rescinds SAB 121, originally issued by Gensler in March 2022. The previous bulletin provided guidance for financial entities and custodians holding any…